Slide 1
Slide 2
Slide 3

Firm Overview

The Hayes-Nystrom Wealth Management Group is a privately owned, independent investment management and consulting firm located in Richmond, Virginia. Through our relationship with Wells Fargo Advisors Financial Network, we provide our clients with access to the resources, support and oversight of one of the nation's largest investment firms, Wells Fargo Advisors, while also maintaining the autonomy to provide unbiased guidance and independent investment management. This combination of independence and deep resources enables The Hayes-Nystrom Wealth Management Group to provide uniquely customized investment solutions designed to help meet our clients personal needs and goals.

 

Recognized By Barron's

We are pleased to announce that Brett Hayes has been named to the 2012 Barron’s Top 1000 Advisors1in the Country. He was ranked 16th in Virginia, and 2nd in Richmond. This is the 3rd consecutive year Brett has achieved this ranking.(Newspaper Announcement)

1 The 2012 Barrons rankings are based on data provided by over 4,000 of the nation’s most productive advisors. Factors included in the rankings: assets under management, revenue produced for the firm, regulatory record, quality of practice, and philanthropic work. Institutional assets are given less weight in the scoring. Investment performance isn’t an explicit component, because not all advisors have audited results and because performance figures often are influenced more by clients’ risk tolerance than by an advisor’s investment-picking abilities. The number of advisors shown for each state is based on the total population of the state, so larger states have larger listings. 

                                                                            
Calculators

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

More Calculators →

Newsletters

Do You Have Enough Disability Coverage

Disability can affect anyone without notice, and a well-paid professional in the midst of a productive career has much to lose if he or she suffers a medical problem and is unable to work. But there are ways that high earners can expand their coverage and help ensure that their income, assets, and lifestyle are not at risk from a potential disability.

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

Retirement Plans for Small Businesses

With standard 401(k) plans, the amount a company's owners can contribute to their own retirement account is often restricted by how much other employees contribute to the plan. With the safe harbor option, owners may be able to make larger contributions for themselves in exchange for making tax-deductible contributions or "matches" for employees.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

More Newsletters →